If you're the type of person who rarely carries cash, the idea of using a credit card for gift card purchases can be appealing. Can you buy gift cards with a credit card? Retail and prepaid network gift cards can be purchased as physical cards or in digital form. Unlike retail cards, which can only be used at select retailers or restaurants, prepaid network cards can be used anywhere Visa or Mastercard is accepted. They typically charge service fees at the time of purchase, and the fees range from $2.95 to $5.95 per purchase. Prepaid Network: A prepaid network card is issued by credit card networks, such as Visa or Mastercard. These cards, often called merchant cards, do not have service or activation fees. Retail: A retail card is a gift card to a store or restaurant. When talking about gift cards, it's important to know what type of card you're dealing with first. But can you buy gift cards with a credit card? The answer is yes, but there are some key details you should consider before swiping your card at the register. To make the cost more manageable or earn rewards, you may be thinking about using credit to buy a gift card. In fact, the Blackhawk Network reported that 43% of holiday spending will be spent on the purchase of gift cards. Whatever the case may be, you'll likely end up buying a gift card during the upcoming holiday season. Do you need a last-minute gift? Or perhaps you have someone on your list who is impossible for buy for.
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